Most employers in Minnesota need to have workers’ compensation insurance. This insurance is designed to protect workers from any medical costs and the cost of missing work because of work-related injuries or illnesses. Workers’ compensation covers injured employees, sick employees, and other general benefits in the aftermath of an accident or injury.
Workers’ compensation lawyers in Minnesota may help their clients get medical benefits. These include reasonable and adequate medical care to address the injury or illness the employee suffered on the job. Some things that may be included in this are the cost of doctor visits, medication, surgery, treatments, and travel back and forth from the hospital for appointments.
Workers’ compensation lawyers in Minnesota may help their clients see if they qualify for temporary, partial, or total incapacity benefits. These are the benefits a person gets because they are unable to return to work in the same capacity as before as a result of their accident. Partial incapacity could be a situation where a person can still work, but they are not able to work as many hours or earn as much money.
With total incapacity, a person’s injuries make it impossible for them to go to work for six or more calendar days. Incapacity is designed to replace some of the income lost because of the injury for the time a person is either permanently or partially incapacitated.
Workers’ compensation may also provide benefits for individuals who have permanent injuries, such as the permanent loss of body functions, scarring, or disfigurement. The size of payment will vary based on the nature and extent of the injury.