There are thousands of car accidents in the state of Minnesota on a daily basis. Thankfully, most are just minor accidents with limited, if any, damage to the vehicle. Fender benders are a good example of these types of accidents. However, there are also more serious accidents that happen on a daily basis, and some that include extremely severe injuries and even the tragic loss of life.
In most cases, a minor accident without any significant injury is readily resolved by the insurance companies. In these types of accidents, there is no need to hire a car accident attorney. Recognizing the difference between accidents that will be fully compensated by the insurance companies and the potential challenges of getting a fair settlement is important for anyone to know.
Serious Injuries or Death
Two of the most significant reasons to hire an experienced car accident attorney is in the case of serious injury or death in the accident. These types of settlements are often large, and insurance companies may take advantage of people facing medical debt, long-term disability, or other types of factors and make a low settlement offer.
In addition, the settlement offer typically does not include compensation for future medical expenses, pain and suffering, loss of enjoyment of life, and other damages that a car accident attorney can argue for and obtain as part of the settlement.
Difficulties with Insurance Companies
All insurance companies have their own teams of attorneys who only work on vehicle accident cases. Their goal is to reduce the amount that the insurance company has to pay.
Anytime the insurance company is delaying, if you believe your legal rights are being ignored, or if the evaluation of the claim and the offered settlement is complicated, working with a Minnesota vehicle accident attorney is always a good idea. It is important to consult with the attorney before accepting any settlement, as you have limited recourse once it is accepted.
