No matter where you live, there is always the potential for damage to your home from storms. Storms in the Brooklyn area can cause damage from water and flooding as well as wind.
Homeowners insurance covers storm damage from wind and water that comes in because of rain. However, a storm damage insurance claim Brooklyn that includes water from a flood is not covered unless the homeowner also has flood damage. Working with an experienced claim adjuster who is independent of any insurance carrier will help to ensure homeowners are provided with the information needed to make a claim based on the type of insurance policy they have on their Brooklyn home.
Before the public adjuster arrives to the home, there are several things that homeowners need to avoid. Unfortunately, doing these things before the adjuster arrives can make it difficult to process your claim to get the coverage needed for repairs or replacements.
Do Not Make Repairs
Ideally, protecting your items with tarps or removing furniture and valuables from damaged areas of the house is all that should be done prior to the arrival of the insurance adjuster.
Do Not Remove Material from the Property
While you may want to get rid of damaged furniture, building materials, or other items, they will need to be reviewed to process a storm damage insurance claim. If possible, keep everything until the adjuster can document the damage.
Do Not Forget to Take Pictures
Before doing anything, take pictures for your storm damage insurance claim. If you can, make a video of the rooms of the home and the damage, and be sure to back up all photos and videos to storage off of your device. This provides a reliable backup in the event of a smartphone loss or damage issue.
