By the time you file an insurance claim, you’ve probably prepared your case to the best of your ability. You’ve looked at your policy, determined you have a legitimate claim and have a reasonable expectation that the insurance company which claimed to be looking out for you will, when push comes to shove, actually do so.
When reality comes crashing down on your claim, and you experience delays, you might start to lose faith in the system. Before you despair, remember that even if an insurance agency isn’t on your side, there are attorneys out there who will be.
When to Hire a Lawyer
After you file a claim with an insurance agency, they may come back to you asking for certain documents, such as medical bills or receipts for repair work done. Investigators may visit you, to determine if the amount of compensation you’re seeking is a reasonable amount. You might assume that the insurers are just trying to cover themselves in order to prevent people from taking advantage of their services. This may very well be, but it might also be the case that they are doing whatever they can to undermine your claim. Why would they do that? Not necessarily so they don’t have to pay you.
It may be that they would rather not pay you as much as you want, even if you actually need it. The moment you notice an insurance company’s delaying tactics, it’s probably the right time to call an insurance lawyer in Florida.
How They Can Help
Ordinary people lack an inside knowledge of the insurance industry. Attorneys who specialize in insurance claims have studied both laws on the matter and business practices. Some of them might even be former insurance agents themselves, which means they really know the tricks of the trade. All of their knowledge, expertise and past experience will be at your disposal. Perhaps best of all, most of the time, an insurance lawyer won’t get paid unless or until you get paid. This serves as extra motivation for them to work tirelessly on your behalf.
What Happens Next?
You might find that the moment an insurance lawyer enters the picture, the insurance agency that before wouldn’t deal with you is suddenly ready to play ball. Why the sudden turnaround, you ask?
By hiring an attorney, you have shown that you are quite serious about filing your claim and seeing it through to payout. Legal action is costly for a company, often costlier than it would be for policyholders. When the insurers weigh the money they might save by compensating you less than you deserve against their own potential legal fees, you stand to win in the end. Rather than pursue matters further, they will likely seek a settlement you can live with.